Leveraging Check Fraud Detection Solutions to Meet Your Business Goals

Check fraud remains a persistent threat to financial institutions despite declining check usage. Continued investment in technology is critical to keeping up with fraudsters, but the Check Fraud Detection Vendor Landscape is complex and can be confusing. To help ABA member banks navigate the check fraud vendor market, ABA recently released its ABA Product Assessment – Check Fraud Detection and Mitigation Product Assessment. This comprehensive report includes analysis on the market, as well as profiles of vendors offering solutions in this space.

In this follow-up webinar, we'll discuss the Check Fraud Detection and Mitigation Product Assessment and hear from two bankers who have successfully implemented Check Fraud solutions. They will share their experiences, including real-world use cases, implementation strategies, and ongoing management insights. Additionally, the webinar will include an update from the ABA on the latest tools that are available to ABA member banks to help combat check fraud.

Speakers

Kimberly Kirk is Executive Vice President, Chief Operations Officer for Queensborough National Bank & Trust Company, a $2 billion financial institution based in Louisville, GA. She began her banking career as a bank examiner for the State of South Carolina regulating state-chartered banks and trust companies before transitioning into community banking in 2002. Kim worked with four de novo banks prior to joining Queensborough in various finance and operations capacities, including CertusBank, N.A. where Kim led the deconversion process as CertusBank sold its banking operations to six acquirers, enabling the bank to successfully self-liquidate and debank.

Kim earned her Bachelor’s degree in Business Administration from Furman University, her MBA from Clemson University, and is a graduate of the American Bankers Association’s Stonier Graduate School of Banking. Kim is past chair of the Georgia Bankers Association Operations and Technology Committee, and immediate past chair of the ABA Core Platforms Committee. She is a member of the ICBA ThinkTECH Selection Committee, and the CBA of Georgia Innovation Committee where she works with the Georgia Fintech Academy. Kim was also named a Standout in Community Banking by American Banker in their 2021 Most Powerful Women in Banking Program.

Patrick Smith is the Senior Vice President of Fraud Operations Management Optimization for the American Bankers Association. In his role Patrick represents financial institutions’ interests in fraud prevention and detection controls.

Patrick’s career has spanned a broad spectrum of financial institutions, including PNC, Barclays, City National Bank, SECU, Bellco CU and Bethpage CU. In these roles Patrick had the responsibility to manage, develop and test the institution’s fraud prevention and response strategy. In addition to this experience and prior to his career with financial institutions, Patrick served as a Special Agent and Supervisory Special Agent with the Federal Bureau of Investigation, specializing in financial and cyber-crimes.

Patrick has his Juris Doctorate from the University of Louisville, Louis D. Brandeis School of Law.

Sarah Ochoa is the VP, Central Operations Manager for Santa Cruz County Bank located in Salinas, California. With 25 years of community banking and leadership experience, she has held various operations roles, which include project management, product implementation, and risk mitigation.

Deborah is Senior Vice President, Member Experience for ABA. In that role, she is responsible for developing and managing successful strategic initiatives that support ABA’s member banks in managing vendor relationships. In addition, Deborah leads ABA’s relationships with the core platform industry and is responsible for supporting the ABA Core Platforms Committee.

Prior to joining ABA, Deborah was a managing director at Pedestal Inc. a B2B Internet mortgage-trading firm. Prior to that, she spent 14 years at Fannie Mae in various management positions including Director of Single-Family Product Development and Director of Transactions Management.

Deborah attended Georgetown University and received degrees in English Literature and Economics. She also holds an MBA in Finance from The George Washington University.