End of An Era – Deposit Gathering Near Rate Cycle Peak

Join IntraFi’s Rob Blackwell, former editor-in-chief of American Banker, Matt Pieniazek, president of Darling Consulting, and Dave Koch, managing director of advisory services with Abrigo, as they discuss strategies to navigate the changing deposit market as the Fed nears the end of its rate hike cycle. How long will the Fed keep rates high and how best can banks prepare? What if the market is wrong and the Fed goes higher for even longer? Additional topics include increased regulatory scrutiny of uninsured deposits and ongoing competitive pressures from nonbanks.

Speakers:

Rob Blackwell is Chief Content Officer and Head of External Affairs for IntraFi. He is the host of IntraFi’s podcast, Banking with Interest, which features bankers, policymakers, journalists and analysts discussing the biggest issues in the financial services industry right now. Rob previously served as Editor-in-Chief and Washington Bureau Chief of American Banker. He has covered financial services as a journalist for nearly two decades.

During his tenure, American Banker won more than a dozen major journalism awards, including its first Grand Neal Award for a podcast focused on the public policy implications of vacant housing. In 2017, Rob was awarded the Timothy White Award, which recognizes journalists who display “extraordinary courage, integrity, and passion.”

Mr. Blackwell has appeared on NPR, BBC, CNBC, Fox Business and C-SPAN as an expert on financial regulatory policy.

Matt Pieniazek is the President & CEO of Darling Consulting Group. He oversees all aspects of the firm’s strategy and directs the DCG team in working with over 600 banks and credit unions nationwide, ranging from de novo to $100B.

As one of the firm’s founders, Matt has led DCG for over 40 years in its mission to help clients transform the asset/liability process into a sustainable profit center. He specializes in partnering with institutions to enhance earnings and mitigate risk through comprehensive, tailored strategies for the entire balance sheet. He is a big believer in the value of data-driven insight and is convinced that simplifying the complex and changing the conversation matters most.

Matt is a frequent speaker and author on balance sheet and risk management topics and overall bank strategy.

Prior to DCG's inception, Matt was an audit manager and consultant at KPMG Peat Marwick. He holds an MBA from the University of Chicago and a BBA in Accounting from the University of Notre Dame.

Matt is Vice Chair of the City of Newburyport Waterfront Trust and a member of the Board of Trustees of Beth Israel Lahey Health Anna Jacques Hospital. He and his wife Shauna live in Newburyport, MA, and are active in giving back to their community. They enjoy traveling, golfing, a broad range of other sports, gardening, and sharing time with their family and friends.

Dave Koch is Managing Director of Advisory Services with Abrigo and a lead faculty member of the Graduate School of Banking – Madison. He specializes in executive-level advisory services and is actively involved with capital planning strategy, loan, and deposit pricing, evaluating interest rate risk, and other ALM concerns of clients. During his 25-year tenure with FARIN, now part of Abrigo, Dave has shown his deep commitment to helping community financial institutions survive and thrive. He is a featured speaker at regional and national industry events and has addressed Chief Examiners and Deputy Commissioners from 36 states about interest rate management and how new regulations impact small- to mid-size institutions.