IntraFi Funding

• IntraFi’s tailored funding solutions enable banks of all sizes to purchase cost-effective wholesale or retail funding — deposits, not borrowings — without the hassle of credit lines or collateralization.
• Your bank can utilize one or more offerings and switch between them as needed, to enjoy advantages over traditional bank funding alternatives.
• The largest network of its kind, IntraFi has the scale to be a strategic partner for even the largest banks, providing solutions that banks of all sizes can use to manage their funding and capital management needs.

Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits.