Credit Card Accountability Responsibility and Disclosure Act | American Bankers Association

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The CARD Act’s provisions are reflected in Regulation Z (Truth in Lending Act).

Statutes

Public Law 111-24

Rules & Regulations

Regulation Z (12 C.F.R. 1026)

Staff Analysis

CFPB Final Rule on Credit Card Late Fees
March 19, 2024
Credit Card Market and Impact on CARD Act
April 30, 2015
Summary of New Credit CARD Rules
February 8, 2010
Summary of Credit CARD Act Regulation Z Provisions
September 1, 2009

CARD Act Questions from the Hotline

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Agency Guidance

An Overview of Reg Z Rules Implementing the CARD Act
May 22, 2009

Exam Procedures

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Policy Library
News

Policy Library

Staff Analysis
CFPB Final Rule on Credit Card Late Fees
March 19, 2024
Comment Letter
Letter to CFPB on the Proposed Rulemaking on Credit Card Penalty Fees
May 3, 2023
Comment Letter
Letter to CFPB on the Request for Information Regarding Consumer Credit Card Market
April 24, 2023
Letter to Congress & Regulators
Letter to CFPB on SBREFA Credit Card Late Fee Rulemaking
January 20, 2023

News

We have no recent news on this topic

Proposed Rules

CFPB: Request for Information on Consumer Credit Card Market

Related Training & Events

Reg Z Credit Cards
Self-Paced Training

ABA Resources

Book
Handbook of Bank Insurance Compliance
June 14, 2021

In Depth

Related Products

Debit Card - Discover

Our Experts

Hallee Morgan

Vice President & Senior Counsel, Regulatory Compliance and Policy

Thomas J. Rosenkoetter

Tom Rosenkoetter

SVP, Executive Director, Card Policy Council

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