In This Section
Top
All times in PT. This program is subject to change.
Mon, Jun 10
2:00 PM – 6:00 PM | Early Registration Open |
3:00 PM – 4:00 PM | New Attendee Welcome More fun than lecture, stop by our meet and greet to get to know fellow attendees and to get tips on maximizing your conference experience. If you have never attended a former Compliance Conference or Risk Conference – this gathering is for you! Note: This is not a CE-Credited Session. Speaker:
|
4:00 PM – 5:00 PM | Mix and Mingle Monday Stop by to pick up your badge and a chance to meet fellow attendees. New attendees will join you after their exclusive welcome session. |
Tues, Jun 11
7:00 AM – 5:30 PM | Registration Open |
7:00 AM – 9:00 AM | Welcome Continental Breakfast |
9:00 AM – 10:00 AM | GENERAL SESSION Keynote Address - Industry Update for Risk and Compliance There is a lot going on for risk and compliance officers and we are pleased to open our conference with ABA’s President and CEO, Rob Nichols who will provide a critical industry update. He will then invite two of ABA’s leaders in risk and compliance to dig deeper into the risk and compliance issues you care about. You will walk away with a deeper understanding of the regulatory and supervisory landscape and the critical issues you need to monitor going forward. Speakers:
|
10:00 AM – 10:15 AM | Break |
10:15 AM – 11:00 AM | CONCURRENT SERIES 1 1A: Optimizing Testing: Addressing Resources, Trends and Efficiency Strategies Optimize your bank's defense testing with dynamic calendars adapting to hot topics, regulatory changes, and business issues. Learn to reduce test duplication through standardized reliance and leverage automation for streamlined processes and real-time insights. Join our session to enhance testing efficiency in risk management. For advanced insights, attend our 90-minute Learning Lab. Moderator:
Speakers:
1B: Board Reporting 2024: Shifting from Metrics to Messaging In today’s turbulent environment, the demands on Boards have never been higher, but the answer isn’t to pile on more reports. This is an example where less is more. To be effective board reporting needs to shift from reporting information to providing insight, which means the materials need to focus on the message rather than the metrics. In this session, we'll explore moving beyond KPIs and KRIs to help you craft a narrative that offers the Board a holistic understanding of risk, allowing them to focus on informed decision-making and more thorough oversight. Speakers:
1C: CRA: An Executive Overview This session is a high-level overview of the new rule for both risk and compliance professionals who do not have direct responsibility for CRA, but who will be engaged in discussions about bank risk and strategy surrounding CRA implementation. Moderator:
Speakers:
1D: The 3 C’s to Improve the Efficiency and Effectiveness of Your Governance Practices Just when you think your governance structure is functioning well, new pressures and tensions come into play causing you to readjust your overall governance practices. Join us as we provide a new way of reviewing your governance practices through the 3-C’s: Communication, Collaboration and Compromise! You’ll leave with new ideas to refocus your governance practices, especially in terms of your lines of defense. Speakers:
1E: Check Up on Your Data Governance to Avoid New Risks Is your data governance program keeping up with the latest risks? Are you considering the impact of these risks in all of your data intersections, from lending decisions to customer interactions to fraud detection/prevention? This session will review the latest trends in understanding and inventorying your data, where and how it is used, with whom it is shared, and when it can be destroyed. More importantly, we discuss how new technology (like generative AI) and new regulations (such as the forthcoming Section 1033/personal financial data rights rule) will impact your data governance program. Moderator/Speaker:
Speakers:
1F: Creative Methods to Obtain Deposits: What Risks are We Taking On As banks continue to evolve their customer outreach to attract deposits, are they considering the full range of risk beyond compliance? Join us as we discuss a few new customer relationships banks are pursuing and the associated risks. You will walk away with ideas on how to analyze new customer risks of a variety of customer and deposit classes such as gaming, cannabis and brokered deposits. Moderator/Speaker:
Speaker:
1G: Fees – Where are We Now? From Overdraft to NSF to Credit Cards This session will provide current information on recent fee related regulations and actions taken by regulatory agencies in the effort to avoid the pitfalls that can introduce risk and lead to possible enforcement. Moderator/Speaker:
Speakers:
1H: Marketing Compliance: New Era = New Risks From algorithms to AI to distribution channels – the current era of digital marketing carries a lot of risks along with the rewards. We’ll provide specific hazards and help you understand how your ads are being distributed and ways to ensure that unintended consequences do not arise. Moderator/Speaker:
Speakers:
1I: Leading Practices in Managing Appraisal Bias Regulators are increasingly focused on discrimination issues in the real estate appraisal arena, from ROVs to AVMs and everything in between. As we wait for the final guidance on several key issues, tune into this panel discussion to find out what industry leaders are doing right now in successfully managing appraisal compliance and potential bias. Moderator:
Speakers:
1J: Navigating Through the Sea of Hot Topics in Mortgage Servicing From auto loan and consumer loan to mortgage servicing, the regulators are focused on ensuring borrowers are not harmed during the entire life of these products. Hear from seasoned industry experts on the compliance and risk challenges they are facing today and what they predict they will be facing in the future and what you can do to prepare for these rough waters. Moderator:
Speakers:
|
11:00 AM – 11:15 AM | Break |
11:15 AM – 12:00 PM | CONCURRENT SERIES 2 2A: Optimizing Testing: Addressing Resources, Trends and Efficiency Strategies Optimize your bank's defense testing with dynamic calendars adapting to hot topics, regulatory changes, and business issues. Learn to reduce test duplication through standardized reliance and leverage automation for streamlined processes and real-time insights. Join our session to enhance testing efficiency in risk management. For advanced insights, attend our 90-minute Learning Lab. Moderator:
Speakers:
2B: Board Reporting 2024: Shifting from Metrics to Messaging In today’s turbulent environment, the demands on Boards have never been higher, but the answer isn’t to pile on more reports. This is an example where less is more. To be effective board reporting needs to shift from reporting information to providing insight, which means the materials need to focus on the message rather than the metrics. In this session, we'll explore moving beyond KPIs and KRIs to help you craft a narrative that offers the Board a holistic understanding of risk, allowing them to focus on informed decision-making and more thorough oversight. Speakers:
2C: CRA: An Executive Overview This session is a high-level overview of the new rule for both risk and compliance professionals who do not have direct responsibility for CRA, but who will be engaged in discussions about bank risk and strategy surrounding CRA implementation. Moderator:
Speakers:
2D: The 3 C’s to Improve the Efficiency and Effectiveness of Your Governance Practices Just when you think your governance structure is functioning well, new pressures and tensions come into play causing you to readjust your overall governance practices. Join us as we provide a new way of reviewing your governance practices through the 3-C’s: Communication, Collaboration and Compromise! You’ll leave with new ideas to refocus your governance practices, especially in terms of your lines of defense. Speakers:
2E: Check Up on Your Data Governance to Avoid New Risks Is your data governance program keeping up with the latest risks? Are you considering the impact of these risks in all of your data intersections, from lending decisions to customer interactions to fraud detection/prevention? This session will review the latest trends in understanding and inventorying your data, where and how it is used, with whom it is shared, and when it can be destroyed. More importantly, we discuss how new technology (like generative AI) and new regulations (such as the forthcoming Section 1033/personal financial data rights rule) will impact your data governance program. Moderator/Speaker:
Speakers:
2F: Creative Methods to Obtain Deposits: What Risks are We Taking On? As banks continue to evolve their customer outreach to attract deposits, are they considering the full range of risk beyond compliance? Join us as we discuss a few new customer relationships banks are pursuing and the associated risks. You will walk away with ideas on how to analyze new customer risks of a variety of customer and deposit classes such as gaming, cannabis and brokered deposits. Moderator/Speaker:
Speaker:
2G: Where are We Now? From Overdraft to NSF to Credit Cards This session will provide current information on recent fee related regulations and actions taken by regulatory agencies in the effort to avoid the pitfalls that can introduce risk and lead to possible enforcement. Moderator/Speaker:
Speakers:
2H: Marketing Compliance: New Era = New Risks From algorithms to AI to distribution channels – the current era of digital marketing carries a lot of risks along with the rewards. We’ll provide specific hazards and help you understand how your ads are being distributed and ways to ensure that unintended consequences do not arise. Moderator/Speaker:
Speakers:
2I: Leading Practices in Managing Appraisal Bias Regulators are increasingly focused on discrimination issues in the real estate appraisal arena, from ROVs to AMVs and everything in between. As we wait for the final guidance on several key issues, tune into this panel discussion to find out what industry leaders are doing right now in successfully managing appraisal compliance and potential bias. Moderator:
Speakers:
2J: Navigating Through the Sea of Hot Topics in Mortgage Servicing From auto loan and consumer loan to mortgage servicing, the regulators are focused on ensuring borrowers are not harmed during the entire life of these products. Hear from seasoned industry experts on the compliance and risk challenges they are facing today and what they predict they will be facing in the future and what you can do to prepare for these rough waters. Moderator:
Speakers:
|
12:00 PM – 1:30 PM | Innovation Showcase Luncheon It’s lunch and a show – a solutions show! Enjoy your conference-provided lunch while listening to the latest risk and compliance innovations. Five-minute solution-pitches provide you with a glimpse of the future! We are pleased to bring you presentations from:
|
1:30 PM – 1:45 PM | Break |
1:45 PM – 2:30 PM | CONCURRENT SERIES 3 3A: Improving Your Exam Management Program In today's changing regulatory landscape, the number and criticality of exams keeps rising for financial institutions of all sizes, not just the bigger banks. All institutions should review their exam management procedures to ensure all stakeholders understand their roles and are prepared to respond and participate as cohesively and effectively as possible. In this session, we will explore moving beyond the typical exam management program and delve into important topics, including how each of the three (3) lines of defense interact in exam management and how to potentially leverage new solutions around artificial intelligence and technology. Moderator:
Speakers:
3B: Reviewing Your Product and Change Management Program for Effectiveness From product to process, from technology to regulatory, there is an increased focus on change management. Learn from our panel of experts and recovering examiners how to strengthen the culture of change in your bank. They will share new ideas on how you can build and evaluate your enterprise change management processes, especially as it applies to all three lines of defense. Moderator/Speaker:
Speakers:
3C: Adapting Your Third-Party Risk Management Program to New FinTech Risks There’s a full range of considerations and concerns regarding FinTech Third Party risks. We’ll provide a roadmap to managing the risk including providing: questions you should ask; understanding middleware; oversight of non-bank entities and more. Moderator:
Speakers:
3D: Evaluation of the Risks of Artificial Intelligence We are deep enough into the AI conversation to begin talking about how to assess AI risks. From data integrity, technological glitches, security snags, misbehaving models, staff misuse, violations of privacy rights, discriminatory outcomes, and damage to the bank’s reputation, the list is long. This session will consider how to inventory and assess AI risks as you begin to prepare your policies and procedures to mitigate the risks. Experts will also discuss the infrastructure, data governance and monitoring needed to ensure that the AI solution remains reliable and appropriate for the intended use. 3E: Asset Liability Management – Part 1: A New Era for Asset / Liability Management Our two part look at Asset Liability Management begins with this session where we will review changing liquidity risk management expectations, especially regulatory expectations. We will explore how banks are stress testing earnings, capital, rate risk exposure and liquidity against new scenarios to manage their banks’ balance sheets. Moderator:
Panel:
3F: Improving the Performance of Your Enterprise Risk Management Framework While the ERM framework has been around for a while, bankers are still working through issues to ensure efficiency and effectiveness. Join us for a conversation sharing potential answers to some of the common obstacles risk officers face, including breaking down silos, managing multiple risk types within the ERM framework, and how to include and measure operational risks, strategic risks and reputation risk. Moderator:
Speakers:
3G: UDAAP – The New, The Old and Everything In-between As bankers analyze their UDAAP risk, there are many considerations from regulatory enforcement trends to evaluation of controls. This session will provide an overview of the latest UDAAP regulatory expectations and other “hot button concerns. We’ll also provide thoughts on your risks in areas that have received less UDAAP-related scrutiny. And we’ll take your questions on addressing UDAAP risks in every nook and cranny of your compliance management program. Moderator:
Speaker:
3H: Hot Topics In RESPA It is really important to keep up to date with not only new regulations, but changes in enforcement of older regulations. This session will provide a quick review of new concerns including marketing, relationships with realtors, website advertising and more. We’ll cover current enforcement or litigation concerns and provide you with an effective compliance strategy going forward. Moderators:
Speakers:
3I: The New Retail Lending CRA Test – An Initial Dive With 100 pages of the new CRA rule devoted just to tests, comparators, benchmarks and more, there is no way we can cover everything at RCC. However, in this session, we’ll start an initial conversation using a case study on the retail test to provide bankers with some ideas on how they may want to consider the calculations and reporting. Note: ABA will continue to have ongoing education and information sessions throughout the year – RCC attendees will be notified when more learning opportunities will be planned. Speakers:
|
2:30 PM – 2:45 PM | Break |
2:45 PM – 3:30 PM | CONCURRENT SERIES 4 4A: Improving Your Exam Management Program In today's changing regulatory landscape, the number and criticality of exams keeps rising for financial institutions of all sizes, not just the bigger banks. All institutions should review their exam management procedures to ensure all stakeholders understand their roles and are prepared to respond and participate as cohesively and effectively as possible. In this session, we will explore moving beyond the typical exam management program and delve into important topics, including how each of the three (3) lines of defense interact in exam management and how to potentially leverage new solutions around artificial intelligence and technology. Moderator:
Speakers:
4B: Reviewing Your Product and Change Management Program for Effectiveness From product to process, from technology to regulatory, there is an increased focus on change management. Learn from our panel of experts and recovering examiners how to strengthen the culture of change in your bank. They will share new ideas on how you can build and evaluate your enterprise change management processes, especially as it applies to all three lines of defense. Moderator/Speaker:
Speakers:
4C: Adapting Your Third-Party Risk Management Program to New FinTech Risks There’s a full range of considerations and concerns regarding FinTech Third Party risks. We’ll provide a roadmap to managing the risk including providing: questions you should ask; understanding middleware; oversight of non-bank entities and more. Moderator:
Speakers:
4D: Evaluation of the Risks of Artificial Intelligence We are deep enough into the AI conversation to begin talking about how to assess AI risks. From data integrity, technological glitches, security snags, misbehaving models, staff misuse, violations of privacy rights, discriminatory outcomes, and damage to the bank’s reputation, the list is long. This session will consider how to inventory and assess AI risks as you begin to prepare your policies and procedures to mitigate the risks. Experts will also discuss the infrastructure, data governance and monitoring need to ensure that the AI solution remains reliable and appropriate for the intended use. 4E: Asset Liability Management – Part 1: A New Era for Asset / Liability Management Our two part look at Asset Liability Management begins with this session where we will review changing liquidity risk management expectations, especially regulatory expectations. We will explore how banks are stress testing earnings, capital, rate risk exposure and liquidity against new scenarios to manage their banks’ balance sheets. Moderator:
Panel:
4F: Improving the Performance of Your Enterprise Risk Management Framework While the ERM framework has been around for a while, bankers are still working through issues to ensure efficiency and effectiveness. Join us for a conversation sharing potential answers to some of the common obstacles risk officers face, including breaking down silos, managing multiple risk types within the ERM framework, and how to include and measure operational risks, strategic risks and reputation risk. Moderator:
Speakers:
4G: UDAAP – The New, The Old and Everything In-between As bankers analyze their UDAAP risk, there are many considerations from regulatory enforcement trends to evaluation of controls. This session will provide an overview of the latest UDAAP regulatory expectations and other “hot button concerns. We’ll also provide thoughts on your risks in areas that have received less UDAAP-related scrutiny. And we’ll take your questions on addressing UDAAP risks in every nook and cranny of your compliance management program. Moderator:
Speaker:
4H: Hot Topics In RESPA It is really important to keep up to date with not only new regulations, but changes in enforcement of older regulations. This session will provide a quick review of new concerns including marketing, relationships with realtors, website advertising and more. We’ll cover current enforcement or litigation concerns and provide you with an effective compliance strategy going forward. Moderators:
Speakers:
4I: The New Retail Lending CRA Test – An Initial Dive With 100 pages of the new CRA rule devoted just to tests, comparators, benchmarks and more, there is no way we can cover everything at RCC. However, in this session, we’ll start an initial conversation using a case study on the retail test to provide bankers with some ideas on how they may want to consider the calculations and reporting. Note: ABA will continue to have ongoing education and information sessions throughout the year – RCC attendees will be notified when more learning opportunities will be planned. Speakers:
|
3:30 PM – 3:45 PM | Break |
3:45 PM – 5:00 PM | GENERAL SESSION 2 Redirecting Your Cybersecurity Threat Focus to Improve Bank-Wide Effectiveness Cybersecurity threats remains a top risk for banks and despite the ever-present risk assessments to capture emerging risks, there is an urgent need for bankers to step back and redefine how we understand these threats in the context of the entire enterprise. We are honored to have Marsh Advisory’s Head of the Emerging Risks Group, Reid Sawyer, bring a new way of understanding cyber risk in a broader context that will help bankers, no matter their risk or compliance job role, stay on top of evolving cyber risks. First, Reid will provide an essential overview of changing regulatory requirements. He will then move on to provide a roadmap to understanding cyber risk’s impact on the entire bank’s ecosystem and how it intersects with each area of the bank. Finally, he will provide an updated outline of the significant economic value of cyber risk in all areas of the bank. This session is designed for both compliance and risk officers, from all bank sizes. Keynote Address:
|
5:00 PM – 6:00 PM | Opening Reception in the Hub: Emerald City Celebration Welcome to the Hub! See and taste Seattle as you reconnect with industry providers and peers. Experts Lounge: DSA Winners |
Wed, Jun 12
7:30 AM – 5:30 PM | Registration Open |
7:30 AM – 8:15 AM | WEDNESDAY POWER BREAKFAST SESSIONS Take full advantage of your conference experience! Join one of our expert corporate partners for a quick-paced informative session all while enjoying breakfast. Seating is first-come, first-served – no reservations are required. A breakfast buffet will be available from 7:15 am – 7:45 am for attendees attending these sessions. Power Breakfast 1 Power Breakfast 2 |
8:00 AM – 8:30 AM | Coffee and Conversations in the Foyer Join us for a light breakfast and conversation with your fellow attendees and sponsors. |
8:30 AM – 9:45 AM | GENERAL SESSION 3 AI in Risk and Compliance: What is Here, What is Coming and What May Never Be! Moderator:
Speakers:
|
9:45 AM – 10:30 AM | Coffee Break in The Hub |
10:30 AM – 11:15 AM | CONCURRENT SERIES 5 5A: Building an Effective, Efficient and Interconnected Issues Management Program Effective interaction among all three lines ensures a comprehensive approach to issues management, with clear responsibilities, oversight, and accountability throughout the organization. Hear from industry experts representing the first line of defense and compliance and risk professionals in the second line of defense on what it takes to build, collaborate, escalate and report between the lines to ensure issues are managed and remediated effectively. Moderator:
Speakers:
5B: CRA: Adapting Your Business Strategy to the New Rule Join us as we lead a discussion on how banks are beginning to think through how they will alter their current lending strategy to meet new CRA obligations and tests. We will walk through new ideas and questions you need to be asking yourselves as you move into a new era of lending. Speakers:
5C: Getting the Risk & Compliance Band Back Together in Models There are many times when both Risk and Compliance are looking at the same models, sometimes asking the same questions but from a different perspective. Is the model performing as designed? Are the data notes that are coming in accurate? Is it creating beautiful music output? Is the composition (model document) thorough and are people tapping their feet to the information flow? Join us as we discuss how risk and compliance can coordinate efforts and create a model chorus. Moderator:
Speakers:
5D: AML and OFAC Update Every risk and compliance officer should keep themselves up to date on the latest critical concerns in AML and OFAC especially as it relates to beneficial ownership and OFAC. Moderator:
Speaker:
5E: Navigating the Climate Minefield: Risks and Strategies for Banks in an Evolving Regulatory Landscape The session will focus on the risks facing banks from a number of fronts – regulatory, statutory, as well as from investors, shareholders and elected officials. Of special focus will be the recently finalized SEC rules, while an improvement over the original proposal, still carry risk in compliance as well as costs for attestation and legal risk over what is deemed material. For banks doing business across state lines there are also ongoing concerns about state level laws and other actions, like the compliance with California climate disclosure laws that will conflict with – and go far beyond – the SEC requirements. Added to that mix are concerns about “red” vs. “blue” state approaches, where “red” states may seek to punish banks for taking actions required by “blue” states or determined necessary by investors, customers or their business plans. This panel will explore these various facets and discuss how banks can successfully navigate the climate minefield. Moderator:
Speakers:
5F: Concentration Risk 5G: Asset Liability Management – Part 2: Evaluating Deposit Stickiness Last year’s banking turmoil demonstrated the elevated run-off risk of deposits and underscored the importance of understanding and measuring the stability of your deposits – especially large, uninsured accounts. This session will delve into how bankers are identifying deposit concentrations and segments at greater risk to evaluate their “stickiness.” Moderator:
Speaker:
5H: Remediating Remediation Risks With expectations for faster response, yet a need to be exact in your response, what are some leading practices for managing remediation? We’ll provide ideas and solutions that will help you upgrade your remediation program. Moderator:
Speakers:
5I: Surfin’ the Waves of Change in Payments Join us in a discussion on recent and anticipated regulatory actions and their impacts in the payments space, including some that may have been overlooked. This session will focus on reviewing actions spanning from Rule 1071 and Rule 370 to proposed Rules 1033 to Overdraft. The information provided will assist with you keeping your head above water in this rapidly evolving space. Moderator:
Speaker:
|
11:15 AM – 11:30 PM | Break |
11:30 AM – 12:15 PM | CONCURRENT SERIES 6 6A: Building an Effective, Efficient and Interconnected Issues Management Program Effective interaction among all three lines ensures a comprehensive approach to issues management, with clear responsibilities, oversight, and accountability throughout the organization. Hear from industry experts representing the first line of defense and compliance and risk professionals in the second line of defense on what it takes to build, collaborate, escalate and report between the lines to ensure issues are managed and remediated effectively. Moderator:
Speakers:
6B: CRA: Adapting Your Business Strategy to the New Rule Join us as we lead a discussion on how banks are beginning to think through how they will alter their current lending strategy to meet new CRA obligations and tests. We will walk through new ideas and questions you need to be asking yourselves as you move into a new era of lending. Speakers:
6C: Getting the Risk & Compliance Band Back Together in Models There are many times when both Risk and Compliance are looking at the same models, sometimes asking the same questions but from a different perspective. Is the model performing as designed? Are the data notes that are coming in accurate? Is it creating beautiful music output? Is the composition (model document) thorough and are people tapping their feet to the information flow? Join us as we discuss how risk and compliance can coordinate efforts and create a model chorus. Moderator:
Speakers:
6D: AML and OFAC Update Every risk and compliance officer should keep themselves up to date on the latest critical concerns in AML and OFAC especially as it relates to beneficial ownership and OFAC. Moderator:
Speaker:
6E: Navigating the Climate Minefield: Risks and Strategies for Banks in an Evolving Regulatory Landscape The session will focus on the risks facing banks from a number of fronts – regulatory, statutory, as well as from investors, shareholders and elected officials. Of special focus will be the recently finalized SEC rules, while an improvement over the original proposal, still carry risk in compliance as well as costs for attestation and legal risk over what is deemed material. For banks doing business across state lines there are also ongoing concerns about state level laws and other actions, like the compliance with California climate disclosure laws that will conflict with – and go far beyond – the SEC requirements. Added to that mix are concerns about “red” vs. “blue” state approaches, where “red” states may seek to punish banks for taking actions required by “blue” states or determined necessary by investors, customers or their business plans. This panel will explore these various facets and discuss how banks can successfully navigate the climate minefield. Moderator:
Speakers:
6F: Concentration Risk 6G: Asset Liability Management – Part 2: Evaluating Deposit Stickiness Last year’s banking turmoil demonstrated the elevated run-off risk of deposits and underscored the importance of understanding and measuring the stability of your deposits – especially large, uninsured accounts. This session will delve into how bankers are identifying deposit concentrations and segments at greater risk to evaluate their “stickiness.” Moderator:
Speaker:
6H: Remediating Remediation Risks With expectations for faster response, yet a need to be exact in your response, what are some leading practices for managing remediation? We’ll provide ideas and solutions that will help you upgrade your remediation program. Moderator:
Speakers:
6I: Surfin’ the Waves of Change in Payments Join us in a discussion on recent and anticipated regulatory actions and their impacts in the payments space, including some that may have been overlooked. This session will focus on reviewing actions spanning from Rule 1071 and Rule 370 to proposed Rules 1033 to Overdraft. The information provided will assist with you keeping your head above water in this rapidly evolving space. Moderator:
Speaker:
|
12:15 PM – 1:45 PM | Lunch in The Hub |
1:45 PM – 2:30 PM | CONCURRENT SERIES 7 7A: AI – The Next Frontier for Models Join our voyage as we travel through the world of AI in models. Our journey follows a case study – using AI to support the front line regarding policy and procedure. We’ll explore strange, new risks associated with using AI, avoiding black holes along the way (bias, non-compliance, cybersecurity and explainability, to mention a few). We will seek out new operational challenges and transparency, and boldly go where models are heading! Moderators:
Speakers:
7B: Top Fraud Risks Fraud is everyone’s concern, especially for compliance and risk professionals. Join our experts for an overview of critical risk areas including check fraud, business email compromise, ransomware and more. Moderators:
7C: Preparing for Large Bank Status – A Roadmap for Compliance Repeated in 8C Moderator/Speaker:
Speakers:
7D: ESG Update Moderator:
7E: Capital Management: Evolving Regulatory Expectations This session will focus on current concerns and regulatory expectations of Capital Management. You will walk away with a better sense of where to direct your Capital Management Program. Speakers:
7F: 2024 Approach to Deepen Your Analysis and Managing CRE Assets Banks are increasing credit risk management with an evolving economic landscape by focusing on the importance of robust asset management strategies. Join an insightful and timely session that delves into the intricacies of effectively managing CRE loans in increasing credit and interest rate risks. An expert panel of seasoned financial professionals will explore the key issues and best practices for mitigating credit and interest rate risks, that will help you to meet the expectations for your next regulatory exam Moderator:
Speakers:
7G: Fair Lending Hot Topics From system modeling to redlining to immigration status. There seems to be no end to the ever-changing expectations in the fair lending arena. Tune in to this expert panel to hear the latest developments in the legal and enforcement world to better prepare for your next fair lending exam. Moderator:
Speakers:
7H: Lender Hot Topics in Flood Compliance We can’t have an RCC without our annual update on flood compliance issues! Join our panel as they walk through the latest residential and commercial flood compliance concerns. Moderator/Speaker:
Speakers:
7I: Open for Late Breaking News |
2:30 PM – 3:30 PM | Dessert in The Hub |
3:30 PM – 4:30 PM | GENERAL SESSION 4 What Would You Do? Examining Scenarios for the CRO and CCO Our panel of CCOs and CROs will take scenarios real-time, providing their response to a variety of scenarios. This is a great way to benchmark how you might respond to a particular challenge! Moderator:
Speakers:
|
4:30 PM – 5:30 PM | Conference Reception |
5:30 PM – 6:30 PM | No Assessments Reception |
Thu, Jun 13
7:30 AM – 5:30 PM | Registration Open |
7:30 AM – 8:15 AM | THURSDAY POWER BREAKFAST SESSIONS Take full advantage of your conference experience! Join one of our expert corporate partners for a quick-paced informative session all while enjoying breakfast. Seating is first-come, first-served - no reservations are required. A breakfast buffet will be available from 7:15 am – 7:45 am for attendees attending these sessions. Power Breakfast 1 Power Breakfast 2 |
8:00 AM – 8:30 AM | Coffee and Conversations in the Foyer Join us for a light breakfast and conversation with your fellow attendees and sponsors. |
8:30 AM – 10:00 AM | GENERAL SESSION 5 Part 1: Silicon Valley 2.0 – Where Are We Now and Where Are We Heading?: A Fireside Chat Speakers:
Part 2: Risk Management’s ‘Secret Sauce’ Includes a Culture of Ethics and Inclusion Best in class risk governance for any sized institution is ensuring that they subscribe to 1) a robust corporate culture; 2) a highly ethical culture; and 3) a strong risk culture. This three-legged stool can stand the test of time as long as all three legs are firmly in place and they are working together to hold up the weight of the corporate risk governance framework. Join our seasoned compliance and risk experts as they examine the elements of the three-legged stool, highlighting the importance of each of these cultural dimensions and their critical interdependence in strengthening the overall corporate risk governance structure. Speakers:
|
10:00 AM – 11:00 AM | Coffee Break in The Hub |
11:00 AM – 11:45 AM | CONCURRENT SERIES 8 8A: AI– The Next Frontier for Models Join our voyage as we travel through the world of AI in models. Our journey follows a case study – using AI to support the front line regarding policy and procedure. We’ll explore strange, new risks associated with using AI, avoiding black holes along the way (bias, non-compliance, cybersecurity and explainability, to mention a few). We will seek out new operational challenges and transparency, and boldly go where models are heading! Moderator:
Speakers:
8B: Top Fraud Risks Fraud is everyone’s concern, especially for compliance and risk professionals. Join our experts for an overview of critical risk areas including check fraud, business email compromise, ransomware and more. Moderator:
Speakers:
8C: Preparing for Large Bank Status – A Roadmap for Compliance With mergers and acquisitions continuing to rise and revenue growth continuing, every bank should have as part of their growth discussions an understanding of the level of impact such a transition would have on the compliance program, especially as it relates to heightened standards. We’ll provide you with a checklist of considerations to prepare you for discussions regarding growth. Moderator/Speaker:
Speakers:
8D: ESG Update Moderator:
8E: Capital Management: Evolving Regulatory Expectations This session will focus on current concerns and regulatory expectations of Capital Management. You will walk away with a better sense of where to direct your Capital Management Program. Speakers:
8F: 2024 Approach to Deepen Your Analysis and Managing CRE Assets Banks are increasing credit risk management with an evolving economic landscape by focusing on the importance of robust asset management strategies. Join an insightful and timely session that delves into the intricacies of effectively managing CRE loans in increasing credit and interest rate risks. An expert panel of seasoned financial professionals will explore the key issues and best practices for mitigating credit and interest rate risks, that will help you to meet the expectations for your next regulatory exam. Moderator:
Speakers:
8G: Fair Lending Hot Topics From system modeling to redlining to immigration status. There seems to be no end to the ever-changing expectations in the fair lending arena. Tune in to this expert panel to hear the latest developments in the legal and enforcement world to better prepare for your next fair lending exam. Moderator:
Speakers:
8H: Lender Hot Topics in Flood Compliance We can’t have an RCC without our annual update on flood compliance issues! Join our panel as they walk through the latest residential and commercial flood compliance concerns. Moderator/Speaker:
Speaker:
8I: Open for Late Breaking News |
11:45 AM – 1:45 PM | Seated Luncheon with Speaker |
1:45 PM – 2:45 PM | Final Dessert in The Hub Don’t miss your final opportunity to visit the Hub at this conference |
2:45 PM – 4:30 PM | CONCURRENT SERIES 9 Learning Labs with Libations Pick your topic area and prepare to spend two hours hearing the latest trends and solutions from experts and your peers. These learning labs are designed with most of the session devoted to peer-to-peer idea exchange and Q&A. You will walk away with an advanced level ability to respond to a particular risk area. Important: These sessions will only be offered one time and most will not be recorded as most of the session time is devoted to open peer discussions and Q&A. 9A: Compliance Officer of the Future: New Risks, New Technology, New Opportunities This session will be an open dialogue troubleshooting common workplace challenges we all face. Included in this discussion will be leading a hybrid workforce, mentoring remotely, empowering employees, reskilling for a technology-based job role; strategic development of subject matter experts and generalists to create strong career paths, maximizing new interactions with key stakeholders within the organization, your influence with other departments and more. This will also include conversations about succession planning beyond the plan – building internal talent for continuity. Moderator/Speaker:
Speakers:
9B: Test Drive Your Testing: Creating Efficiencies in Testing We will walk through the life cycle process of testing including regulatory inventory to controls. This session will also include an open conversation on managing testing in various lines of defense with multiple levels. Finally, we’ll discuss testing outcomes vs. testing process and figuring out the root cause. Moderator/Speaker::
Speakers:
9C: My Name is __ and I Struggle with Third Party Risk Management While we have a session specifically focused on third- and fourth-party risks associated with FinTechs, we thought attendees would benefit from talking to each other about how they handle all things third party risk management. This is an audience-led therapy session to drill down, roll-up-your sleeves and look under the hood of your third-party risk management program. We’ll talk about liability risks, regulatory expectations, new controls for new risks, testing and whatever is on your mind. Bring your questions/thoughts/experiences and even the experiences of “a friend” as we help each other through these challenging times. Speakers:
9D: Cybersecurity Incident Response: A Tabletop Exercise This will not be your typical cybersecurity breach exercise! We will run through a scenario and just like a comedy improv, we’ll take audience suggestions on not only steps people take, but also complications to be worked through. By the end, you will get a better sense of not only what not to do, but how to plan for the unexpected and create a coordinated response plan. Speakers:
9E: Career Paths for Risk and Compliance: Mapping Out Your Future This session is designed to foster creative thinking in mapping out your future career in risk and compliance. Mostly interactive, we will provide ideas on creating a personalized plan for growing your career. We also will provide time for peer-to-peer mentoring conversations. Speaker:
9F: Check Up on 1071: An Interactive Discussion As banks build out their 1071 program, there have been more questions – and this session is designed to dig deep into those questions. We’ll talk through lessons learned from those who are already ahead in implementing 1071. We’ll sort through the intersections with risk management, including things like balancing credit risk with 1071 requirements. We’ll talk about data and what it should look like. We’ll also touch on what this looks like for banks that have multiple regions where they operate and we’ll talk about collaborating with vendors as well as impacts across the organization. And throughout this session – we’ll take your questions. Moderator/Speaker:
Speakers:
9G: Mortgage Lending Question Jam This session is designed to give you a brief update on all things mortgage lending related followed by an extensive interactive conversation with our experts on managing through challenges. Expect a lively discussion, led by our own “Rev Rod” – preacher of all things mortgage lending at the ABA! Note: While we will record this session, those who ask questions will not be on camera.Speakers:
|
Fri, Jun 14
7:30 AM – 9:00 AM | Registration Open |
7:30 AM – 10:00 AM | BUFFET BREAKFAST + CLOSING GENERAL SESSIONS “Fuel Up for the Road Ahead” We will provide you with recommended actions and focus for the next six months – and beyond. With the breakfast and the session – you will be fueled in body and mind for whatever is waiting for you back home! Part 1: What Are Your Next Steps Next Week? We will outline what we think are your key risks, critical discussions with leadership and to-dos. Part 2: Convergence: How Governance, Operations and Controls Must Interact and Engage in the Face of Rapid Change Keynote Address:
|
10:00 AM | Conference Concludes |
Get updates on the Risk and Compliance Conference's program. Contact the Events team if you have any questions.