Backed by ongoing analytics and consulting, Sheshunoff's Deposit Score Overdraft Management System is a comprehensive overdraft management suite that assists financial institutions to strike an optimal balance between managing risk, serving customers, and improving income streams.

While many banks use some form of a DDA overdraft pay program, what differentiates Sheshunoff's Deposit Score Overdraft Management System are the powerful analytical tools it employs.  At the heart of the software suite is an overdraft matrix or scoring engine designed with two realities in mind:  1) every customer is unique; and 2) circumstances change.  The Deposit Score scoring engine monitors deposit regularity and other key transactional trends at the individual account level.  It then filters that data through a set of analytical tools that continue to refine the matrix based on your data.