This agent credit card program provides ABA members all of the strategic benefits of issuing Visa and MasterCard credit cards without any of the attendant risks. This program designed for community banks with assets of $500 million or greater, provides your bank, your customers, and your prospective customers with a broad array of competitive and compelling credit card products. If you're interested in selling your credit card program without selling your customer relationships, First Bankcard is also interested in purchasing quality credit card portfolios.

ABA Member Benefits

The program fulfills your credit card needs while providing benefits not offered with traditional agent bank relationships, including:

• Focus on your relationship base and your footprint market area.
• Data sharing to support your bank's cross-selling opportunities.
• Expansion of franchise base.
• Fee income for referrals and ongoing revenue stream from portfolio earnings.
• Recognition of an applicant's relationship with you in credit underwriting.
• Web solutions for customers linked from your existing site.
• Opportunity for branch personnel to access customer account data via the web.

And, your bank has the assurance of strong non-compete protections and approval rights over the use of your bank's brand.

ABA Contact
David Ridley, Senior Manager, Card Solutions
202-663-5192
Send Email
ABA Total Business Solutions Hotline:  202-663-5575

First Bankcard's Website
www.firstnational.com

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