CitiMortgage offers a breadth of correspondent lending products, programs, and services designed to help members serve a broad spectrum of borrower needs and to maximize business opportunities.

Products

• Conforming loans and non-conforming loans: Fixed Rate, LIBOR ARM, Interest Only
• Asset-based income programs
• Government loan programs, including FHA and VA
• Affordable lending and CRA products and programs
• Underwriting options: Delegation, Contract, CitiMortgage In-House

Delivery

• Best efforts flow
• Mandatory AOT, Direct, or Block Commitments
• Single loan mandatory

Technology

• E-Delivery and Image Acceptance
• Various underwriting options, including Desktop Underwriter®, Loan Prospector®,
  CitiMortgage Standard, and CitiQuik®
• MERS links
• Mortgage registration through: https://correspondent.citimortgage.com

Customer Support

• Local sales team with a Corresponding Customer Advocate Team –
  1-800-967-2205*, Option 1
• Emerging/strategic markets training and support
• New customer orientation that provides easy start-up, training and support
• Relationship-based risk mitigation tools – Product and Pricing Solutions, Compliance testing by Mavent, Inc., and CoreLogic Appraisal Validating Program

Member Benefits

• Enhanced pricing for ABA members
• Additional sales assistance from the Affinity Lending team dedicated to managing
  the ABA relationship
• Participation in ABA Total Business Solutions Teleconferences
• Regular product and bulletin training sessions specifically for ABA members

*Calls are randomly monitored and recorded to ensure quality service.