From supporting an affordable and inclusive rental market, to preserving and expanding homeownership opportunities for all communities and ensuring consumers know their options for forbearance and down payment assistance, these tools, resources and advocacy efforts from ABA and ABA Foundation are focused on creating thriving livable communities.
Certificate
Designed for aspiring mortgage lenders and those new to the mortgage area of the bank, you'll get a thorough review of banking, credit analysis and the legal principles that support the mortgage process.
Upcoming Webinar | May 21, 2024 | 2 - 3 PM ET
<p>Fair lending issues continue to be at the top of regulators’ concerns in 2024, and one aspect being particularly scrutinized by various federal government agencies is appraisal bias. Banks are expected to have processes to address this important issue. This session will discuss recent developments in the regulatory space holding banks accountable for appraisal bias. A review of internal appraisal review procedures and practices to consider implementing to help reduce Fair Lending Risk.</p>
Upcoming Webinar | June 25, 2024 | 2 - 3 PM ET
<p>This webinar will focus on Fannie/Freddie Equitable Home Lending Programs and FHA Programs. Fannie Mae and Freddie Mac have implemented multi-year “Equitable Housing Finance Plans” to advance access in housing finance programs. </p>
Upcoming Webinar | August 20, 2024 | 2 - 3 PM ET
<p>FHFA announced that it will upgrade and modernize credit score models used for loans sold to Fannie Mae and Freddie Mac. The GSEs will transition from “tri-merge” to “bi-merge” requirements, and scores will be based on FICO 10 T and VantageScore 4.0. </p>