America’s banks drive economic growth and well-being across the communities they serve—supporting the diverse needs of individuals and businesses with a range of services. To help ensure a banking industry that is both inclusive and innovative, now and in the future, ABA is focused on the following policy priorities:
Banks exist to invest in their communities. Policymakers can grow the return on those investments by supporting bank efforts to inject needed capital into rural and underserved communities.
How We Support ProsperityPolicymakers can help maintain a nimble and competitive financial services sector by applying like-kind regulation to like-kind activity and by eliminating regulatory inefficiencies.
How We Work to Level the Playing FieldBank supervision is critical for a safe and sound banking system, but government intervention in banking—through price controls, unevenly applied subsidies or direct competition—creates unintended consequences.
How We Support Competitive MarketplacesOur call to Congress, outlining primary policy goals for 2023 and beyond.
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